God wants you and your family to have what you need—both temporally and spiritually—and to be prepared for difficulty. Temporal and spiritual preparedness build on each other. Whether you are financially secure or struggling to make ends meet, you can know that the Savior’s grace can help you obtain spiritual and temporal necessities.
Along with paying tithes and offerings, eliminating and avoiding debt, and preparing and living within a budget, saving for the future is a key element of wise financial management. You can take a few simple actions right now to begin saving an emergency fund that will cover living expenses for one month.
Saving money can feel daunting, especially if you are facing financial difficulty right now, but small efforts add up. As you do your best to build an emergency fund and manage your finances wisely, God will help you. Have faith in the enabling power of Jesus Christ, and take things one day at a time.
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